If you don't want creditor calls at work, you can instruct them not to call you at work. They must abide by this order or they may be in violation of state and/or Federal law.
Debt settlement agencies generally contact your creditors and demand them to stop contacting you. You also can do this thing for yourself. What the process involves is an agreement of fair collection. If your creditors still keep on harassing, you can sue them for damages. But the process is not smooth, if you have something more important to pursue, you should avail the services of a reputed debt settlement company. In general, a debt settlement reviews your debts, determines the negotiations. Check out the company programs. Freedom Debt Relief's "Debt Reduction Program" is an innovative solution for consumers struggling with large debt burdens that need debt relief. Freedom Debt Relief uses debt negotiation to dramatically lower both debt levels and monthly payments.
